Good Investment Strategies: Securing Your Life After Retirement

Tim Armour investment strategies

In an article about investment strategy, Tim talks about investing in S&P 500 passive index funds compared to investing in mutual funds. Investing in simple, low-cost index funds that have been bought and held for a long term often has high returns. Mutual funds, on the other hand, provide low long-term returns in investment.

This is because of the high costs incurred in management fees and the excessive trading of the funds. Despite these, investing in active funds with low management costs generates more returns compared to investing in S&P 500 passive index funds. Also, index funds do not insulate the investment against down markets.

This, therefore, makes the investor vulnerable to 100% of volatility and losses. Moreover, the opportunity costs incurred and the volatility risks of a passive index- funds are also unknown. This is detrimental to a long-term investment.

Read more: You Don’t Have to Settle for Average Investing Returns. Here’s Why

No clear investment can guarantee high returns, it is, therefore, essential for you to carry out research on exceptional fund managers. Eliminating high-cost fund managers and by using fund managers who invest their resources alongside your investment is a very certain way of getting high returns on your active funds.

Investing your money in companies with years of experience in the investment markets is a safer way to provide high returns. Companies with expertise in the investment markets will guide you on which investment platforms to invest in. These companies also have more experience in dealing with the various risks and challenges that might arise.

Tim Armour work and education history

Tim Armour graduated from Middlebury College with a BA in Economics in 1982. He started working for Capital Research and Management Company as a Fund Advisor in 1983. His aggressiveness and brilliance propelled him to become the chairman of the company in 2015. He currently serves as the Chairman and CEO of Capital group companies.

Visit the official website of Capital Group on thecapitalgroup.com

Dick DeVos Has Giving Millions To Help People In Need

There are many people who give financial contributions to help others. The way that they give varies depending on the particular situation. However, a way that many people give to help others is by making financial contributions to charities and organizations. Once they give the contributions, the charities and organizations use the money provided to help people in need who either come directly to the charities and organizations or receive help through a designed system.

 

By using charities and organizations, people are able to help others using a traditional method of assistance that has helped millions of people over the years. There are charities and organizations that help people concerning all types of needs. People can determine what charities and organizations to make contributions to by several factors such as the type of help that is provided by the charities and organizations. The amount that is contributed by many people who make contributions varies depending on how much they have to give and the particular cause involved. The amount given by people covers a range that literally goes from a few dollars to millions of dollars.

 

The amount of money given by people is always appreciated by charities and organizations because every dollar is used in some measure to help other people. Small amounts can help in the same manner as large amounts. Many people giving small amounts adds up to large amounts. This is one of the ways that charities and organizations are able to help the people who are in need.

 

Dick DeVos is a Philanthropist who has made giving to charities and organizations an important aspect of his life. He has given millions of dollars to help many causes over the years. Dick DeVos has given over 139 millions dollars to various charities and organizations throughout the years. His given is a testament to his desire to help others. Along with his wife Betsy DeVos who is a respected Philanthropist in her own right, the couple has helped many people through the years.

 

Dick DeVos is the President of the WindQuest Group. He has provided excellent leadership as President of the company. In addition, Dick DeVos has a professional career that is highlighted with excellent performance in key executive positions with companies such as Amway and the Orlando Magic. He has a great ability to communicate with people. His communication skills allow him to develop awesome teams to handle organizational operations.

 

I feel that Dick DeVos is an very good executive who has shown the ability to successfully run companies. His accomplishments in the business world have allowed him to be able to help others through his charitable contributions. Dick DeVos is a man who understands that helping people is needed to help people succeed. The millions of dollars that Dick DeVos has given to help people has made an impact on many lives through his lifetime.