Paul Mampilly 101

This is Paul Mampilly we’re talking about here, finance representative talking about the benefits of having health insurance as there are many Americans out there who do not have health insurance; this is a huge risk they take on by not having this type of coverage. Insurance can cover anything from illnesses, like cold and flu, all the way up to some surgeries and procedures that may be necessary. In fact, healthcare costs in the United States have been at a rising rate of 6 percent a year whereas inflation has really only been rising by 3 to 4 percent a year; so, we can see that those with these rising costs outpace inflation.

How important can it be to have health insurance to cover a lot of these needs that can arise during the course of your daily life? According to, there are helpful portable health insurance plans out there for individuals with low income who cannot afford health insurance; there is Medicaid for those two can qualify. So, when looking at health insurance, look for something that makes sense for you. If you will lower your income to find out what’s right for you and go with a healthcare provider that you can trust, then so be it. Do this with a low co-pay with no deductibles that can provide you immediate coverage should you have a need – and going to the hospital in the covered bridge is also an important thing to consider as whatever additional coverages these healthcare plans may work for you. They will include things like maternal care, pregnancies, dental vision and also prescriptions as well as any outstanding coverage in turn.

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Do not miss out on all that it can do for you. Paul Mampilly has also spoken on hedge funds. He dominates investments.

You may view more information on this top author and investor by visiting his official LinkedIn page at There, you may view his connections and even add him as one. He currently holds more than 500. He knows the consulting field well and may show samples of past work.

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Good Investment Strategies: Securing Your Life After Retirement

Tim Armour investment strategies

In an article about investment strategy, Tim talks about investing in S&P 500 passive index funds compared to investing in mutual funds. Investing in simple, low-cost index funds that have been bought and held for a long term often has high returns. Mutual funds, on the other hand, provide low long-term returns in investment.

This is because of the high costs incurred in management fees and the excessive trading of the funds. Despite these, investing in active funds with low management costs generates more returns compared to investing in S&P 500 passive index funds. Also, index funds do not insulate the investment against down markets.

This, therefore, makes the investor vulnerable to 100% of volatility and losses. Moreover, the opportunity costs incurred and the volatility risks of a passive index- funds are also unknown. This is detrimental to a long-term investment.

Read more: You Don’t Have to Settle for Average Investing Returns. Here’s Why

No clear investment can guarantee high returns, it is, therefore, essential for you to carry out research on exceptional fund managers. Eliminating high-cost fund managers and by using fund managers who invest their resources alongside your investment is a very certain way of getting high returns on your active funds.

Investing your money in companies with years of experience in the investment markets is a safer way to provide high returns. Companies with expertise in the investment markets will guide you on which investment platforms to invest in. These companies also have more experience in dealing with the various risks and challenges that might arise.

Tim Armour work and education history

Tim Armour graduated from Middlebury College with a BA in Economics in 1982. He started working for Capital Research and Management Company as a Fund Advisor in 1983. His aggressiveness and brilliance propelled him to become the chairman of the company in 2015. He currently serves as the Chairman and CEO of Capital group companies.

Visit the official website of Capital Group on